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How Much Home Can You Afford?

Enter your financials. See your max home price, monthly payment breakdown, and whether you'll qualify โ€” in 30 seconds.

Your income
Monthly debts
Down payment
20%
of home price
3% (FHA)20% (No PMI)40%
Interest rate
6.75%
fixed rate
Loan term
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Calculating...
You can afford
$0
Maximum home price
Down payment$0
Loan amount$0
Monthly payment breakdown
$0
Total monthly housing cost
Principal & Interest
Property Tax
Insurance
๐Ÿฆ Principal & Interest$0
๐Ÿ›๏ธ Property Tax (est.)$0
๐Ÿ›ก๏ธ Homeowner Insurance$0
โš ๏ธ PMI$0
Total housing$0
+ Existing debts$0
Total monthly obligations$0
Debt-to-Income Ratio (DTI)
Front-end (housing)
0%
Target: <28%
Back-end (all debt)
0%
Target: <36%
0%28%36%43%50%
Total cost over loan term
Total payments$0
Total interest paid$0
Interest as % of home price0%
What-if scenarios
If rates drop 1%+$0 buying power
If rates rise 1%-$0 buying power
15yr vs 30yr savings$0 in interest
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